Salter claims at the beginning of his book, “You're about to discover what it means to have financial peace.” (7) That is a pretty big claim. Does he deliver?
Salter says financial peace isn't about more money, but his book is about wealth – in the form of money. He himself worked his way to the top ranks of the insurance industry and launched a successful entrepreneurial insurance brokerage firm. He is also a pastor with theological training and he says his success is because of his application of biblical principles.
I do appreciate that Salter emphasizes the inner character of a person. A person must be whole on the inside and have a strong moral and ethical foundation, he says, before money can be managed properly.
He gleans financial principles from biblical examples. I appreciated his teaching on impatience. Sometimes we must give up baubles (big house or flashy car) today for true wealth later. He even suggests “financial fasts,” seasons of downsizing, spending less, etc.
The book is about building wealth. He is big on creating income streams, such as through entrepreneurship. He writes about finding a successful mentor and about using other people's money. God “has given us a power we can use to build personal kingdom wealth.” (61) He does associate wealth with kingdom building, saying that is why God will prosper someone. One must desire to further the kingdom and have a heart for God.
Salter writes, “God plans for His people to prosper – and is constantly placing us in a position to do so.” (72) In fact, “If we are not wealth building for kingdom building then we are missing an essential missional assignment of every believer.” (157) He suggests the kingdom building is to be through giving to the local church.
I am not so sure this book offers insight into financial peace. While he wrote that it was not about more money, it really sort of is. Salter concludes, “Christian poverty is not biblical.” (174) That suggests those who choose to live with low income with the purpose of serving others are somehow not following God's plan and can't have financial peace. Also, I am not sure we can apply the teaching in this book to Christians living under the oppression of ungodly leaders in undeveloped countries. I was disappointed that the concept of wealth seemed to be limited to money. Wealth was not associated with nonfinancial things like having a godly family or having godly friendships or serving in a selfless ministry.
If you want to get pumped up about wealth and the biblical principles to obtain it, this is the book for you. Salter does say, “True wealth requires discipline and making necessary sacrifices to reach one's goal.” (53) So you can't just name it and claim it. And you will be asked to make sure your desire for wealth is connected with God's desire to build His kingdom here on earth.
De'Andre Salter is a minister and entrepreneur. He is the Senior Pastor of The Tabernacle Church in South Plainfield, NJ, and CEO of various successful business ventures. After graduating from Drew University, he earned a M.Th. From King Seminary and completed post-graduate studies at Oxford University. He and his wife have four children. You can find out more at www.deandresalter.com.
LifeBridge Books, 176 pages.
I received a complimentary copy of this book through The Book Club Network for the purpose of an independent and honest review.